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2009
Keeping Costs in Control
Finding Your Boat in the Dark
Instrument Assisted Grounding
Limited Power of Attorney
Structural Adhesives for Boat Building
Lyle Hess Plans: Change of Address
Source for Bu-Ord parachutes for Para-anchor Usage
Writing and Cruising
Children and Cruising

2008
No Marina Shower
Pro-Active Insurance
Better Folding Water Jugs
Reinforced Tradewinds
Bilge Pump Outlet
Floating Plastic Waste
Mast Failure
Signing Off Before You Set Sail

2007
Ship's Library
Maintaining Varnished Surfaces
Have epoxy adhesives improved recently?
Series Drogues: Can They Work Like a Para-anchor?
Efficient Tool Drawers For Cruising Boats
Make Your Boat Unstoppable
Open Roadsteads
Storm Trysails
Lyle Hess Designs
What Does Cruising Cost?

2006
Navigation Warning
Quick Fix in Island Studded Waters
Things I've learned at sea
Winterizing Varnished Timber
Para-Anchor Source
Sea Boots
Preventing Rigging Failures at Sea
What about holding tanks?

2005
Ventilation Assisting
Companionway Board

I hate systems!
Seacocks & Through Hull Fittings
Galley Sink Cutting Board
Fail-proof Turnbuckle Lock

Special provisions
Email Contact-Beware
Folding Lifeboat Note

2004
Plated Plugs
When Radar Doesn't Work

Perfect Cruisers Cookware
Removing Stains From Wood

Ships Medical Library
WARNING:Spectra Lines

New To Oysters
More on Cookware

Storage tips
A Space Conscious Knife Rack

Double Duty Locker Door
Washing Line

2003
Life Rafts
Medical Insurance
Cash & Carry
Preserving Butter
Chilean Canals
Beeswax!
Powdered Eggs
Save Your Fingers

2002
Beware of White!
Ice Buckets

Leftover Fillet
Extra Veggie Storage
Protect Your Lines

Clink prevention
Easier Shopping

Assist Masthead Maintenance
Health Insurance
Electricians & Alloy
Affordable Security
Proper Sea-Cocks
Tips from Larry's Workshop
Travel Insurance
Variable Destination Navigation

2001
Anti-prop stop reminders
Sail Covers
Shake down sail
The Port Stick

Poor Mans A/C
Stern Anchor Stowage
Spinnaker pole storage

Water in your fuel
Egg Carriers
European Duties

2000
Natural Sandpaper
Deoderize kerosene
Waterproof adhesive
Ready Crisp Bacon

Visas
Boat Tie Shoes

Easier Screwing
Miracle Product

Swageless end fittings
Quick Hot Soup

1999
Night Vision Glasses
Marine Metal Detector
Kitchen Helpers
The "watch" watch


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March 2003

Medical Insurance for Voyagers
A few months back we wrote about our search for health insurance to cover us as we voyaged. We looked into several of the international health plans, and found these costly with the added limitation that once we decided to swallow the anchor and settle in New Zealand we would have to try to get coverage with a local company which could be difficult due to our ages. (Larry is currently 63, I am a few months shy of 59). Then we learned about a travellers plan offered by Panteanius. Finally I contacted an insurance broker in New Zealand to discuss it all. A compromise emerged that we feel fits our needs and might be useful to others.

Remember, we have voyaged for 35 years with no medical insurance and found the lifestyle amazingly healthy and our medical expenses very low as when we did need assistance we got top grade care in places such as South Africa or the UK or New Zealand at prices less than 1/3 those found in the U.S. But with our ages definitely changing the odds and also our plans to be in US waters over the next year, we have opted for the following coverage.

We purchased Annual Single Trip travel insurance, taking cover for Medical and repatriation only. This cost Pound Sterling 551 for the two of us (about $800), and will cover taking care of immediate medical concerns where they happen and then any cost to ship the injured person and an accompanying adult back to New Zealand. From discussions with others using this plan, they only repatriate you for something that will require long term or major medical care, not for things like a broken leg or pneumonia. We then bought a Hospital and specialist care medical coverage from Tower insurance, a reputable New Zealand firm. Once covered by this firm, we are eligible with them no matter what our ages. This cost us about $500 US. There is a $75 deductible on the travel insurance, none on the coverage once we reach New Zealand.

Contacts:
Pantaenius - www.pantaenius.com or email - info@pantaenius.co.uk.
Tower - www.tower.co.nz or email - askus@towerlimited.co.nz


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